Not overly dressy and it has all the basic elements. The WMS sets used were Say It Loud and French Country. I didn't have all the required colors for the color challenge so I substituted similar ones: SU Creamy Caramel, Bashful Blue, Night of Navy, and Purely Pomegranate. I colored the seam tape with a Dick Blick wine marker, and also colored the hand-cut mat with the same marker so it would match. The seam tape was stamped with the background pattern from French Country using craft Night Of Navy, and heat set. Spellbinders Labels 18 die was used for the panel, and the rooster was hand-trimmed. I made a little boo-boo along the top edge so I covered it with navy ribbon (maybe I shouldn't admit that...), and I used some of my vintage mini ric rack along the bottom of the seam tape.
That's all I have for now. Have a nice day!